照顾年迈的父母
Thanks to healthier lifestyles and advances in modern medicine, the worldwide population over age 65 is growing. 在过去十年中, the population of Americans aged 65 and older has grown 38% and is expected to reach 94.到2060年将达到700万. As our nation ages, many Americans are turning their attention to caring for aging parents.1
对很多人来说, one of the most difficult conversations to have involves talking with an aging parent about extended medical care. 角色的转变可能具有挑战性, and emotions often prevent important information from being exchanged and critical decisions from being made.
当和父母谈论未来的照顾时, it’s best to have a strategy for structuring the conversation. 这里有一些需要考虑的关键概念.
掌握基本知识
Knowing ahead of time what information you need to find out may help keep the conversation on track. Here is a checklist that can be a good starting point:
- 初级保健医生
- 专家
- 药物和补品
- 药物过敏
It is also important to know the location of medical and estate management paperwork, including:2
- 医保卡
- 保险信息
- 医疗保健的持久授权书
- 遗嘱、生前遗嘱、信托和其他文件
是全面的
还记得 that if you can collect all the critical information, you may be able to save your family time and avoid future emotional discussions. While checklists and scripts may help prepare you, remember that this conversation could signal a major change in your parent’s life. The transition from provider to dependent can be difficult for any parent and has the potential to unearth old issues. 为情绪和意外做好准备. Be kind, but do your best to get all the information you need.
保持沟通渠道畅通
This conversation is probably not the only one you will have with your parent about their future healthcare needs. 这可能是一场持续对话的开始. Consider involving other siblings in the discussions. Often one sibling takes a lead role when caring for parents, but all family members should be honest about their feelings, 的情况下, 和需要.
不要拖延
The earlier you begin to communicate about important issues, the more likely you will be to have all the information you need when a crisis arises. How will you know when a parent needs your help? 寻找体重波动等指标, 未服药, 新的健康问题, 减少社会互动. These can all be warning signs that additional care may soon become necessary. Don’t avoid the topic of care just because you are uncomfortable. Chances are that waiting will only make you more so.
还记得, whatever your relationship with your parent has been, this new phase of life will present challenges for both parties. By treating your parent with love and respect—and taking the necessary steps toward open communication—you will be able to provide the help needed during this new phase of life.
1. ACL.gov, 2022年11月
2. Note: Power of attorney laws can vary from state to state. An estate strategy that includes trusts may involve a complex web of tax rules and regulations. Consider working with a knowledgeable estate management professional before implementing such strategies.
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